Appraising

When to request an appraisal

At Adin, we have been valuing jewels, diamonds, gemstones and precious metals for generations. Our appraisals combine historical knowledge with technical expertise, resulting in reports that are recognised for their accuracy, integrity and discretion. Because of logistical and administrative formalities, our appraisal service is primarily intended for jewels located within the European Union.

We provide professional valuations for a wide range of purposes, including:

• Insurance coverage and renewal
• Estates, inheritances and donations
• Divisions, pledges or collateral purposes
• Damage assessment and restoration advice
• Verification prior to sale or acquisition

What our reports include

Each Adin appraisal contains a detailed description, photographs, and a precise assessment of value according to the purpose of the report. Our documentation can reflect:

• Replacement value (for insurance)
• Market or trade value (for sale, inheritance or division)
• Depreciation or restoration value (for damage reports)

We recommend updating appraisal reports every three to four years to ensure they remain valid and relevant to current market conditions.

Our expertise

With in house gemmological knowledge and decades of experience in antique and vintage jewellery, Adin is uniquely equipped to evaluate jewels of all periods, from Georgian goldwork and Belle Époque diamond pieces to modern creations. We regularly work with natural pearls, old cut diamonds, rubies, sapphires, emeralds, and precious metals including gold, platinum and silver.

Our reports are carefully prepared and suitable for submission to insurance companies, notaries, attorneys, executors and private collectors.

Fees

Appraisals for insurance purposes are charged at 2% of the appraised value, with a minimum of €20 per item and €100 per report.

Appraisals for division or sale purposes are charged at 3%, with the same minimum fees. In these cases, the value stated in the report represents Adin’s firm purchase offer for the appraised items. There is no obligation to sell, yet this system works to your advantage, as Adin remains bound by the stated offer during the agreed period should you decide to proceed with the sale. This way, you can be certain that the amount mentioned in the report is the amount you would actually receive in the event of a sale, a level of assurance rarely offered by conventional valuation reports.

For inheritances or divisions, we particularly recommend this approach. It ensures that jewels are divided fairly according to their real market value, not theoretical figures that may never be realised. This method can also prevent heirs from paying excessive inheritance or succession duties on inflated or purely notional values. After all, why should one pay taxes on amounts that would never actually be obtained if the jewels were sold?

The 3% fee reflects a fair balance. If you decide to sell the jewels to us within the stated period, the appraisal costs for those items will be refunded. If not, you still receive a carefully prepared and trustworthy report, one that carries genuine market weight, since we would not attach our name or an offer to a value that was not realistic.

Additional costs may apply for external gemmological analysis or travel if required.

Integrity and discretion

Working with Adin means choosing confidentiality, professionalism and expertise. We approach every valuation with care and independence, ensuring that the result reflects both market reality and the true craftsmanship of each jewel.

Contact us for more information or to request an appraisal within the European Union.